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About us

Sofi Finance is lending, made human

We combine modern technology with the warmth of a neighbourhood branch to help people take their next step with confidence.

Our values

What we stand for

Transparency

Clear rates, clear terms and no hidden fees. You’ll always know exactly what you’re signing up for.

Respect

Every customer is treated as a person, not a credit score. We listen first.

Responsibility

We only offer loans we believe you can comfortably repay.

Community

Our local teams live and work in the neighbourhoods they serve.

Our story

  1. 2010

    Opened our first branch with a simple promise: lending that treats people fairly.

  2. 2015

    Expanded across the South with a growing network of local branches.

  3. 2020

    Launched online applications so customers can check their offer from anywhere.

  4. Today

    Helping customers every day with fast, fixed-rate loans and real human support.

See what you qualify for in minutes

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